Financial Planning Blog

  • Self-Invested Personal Pension

    How does a Self-Invested Personal Pension work?

    It is essential that you start to plan for your retirement as early as possible so that you are able to live comfortably in the knowledge that your lifestyle needs are covered. This will mean careful consideration of your pension fund throughout your working life. With retirement planning, it is important to take into account […]

  • How many pensions can I have?

    How many pensions can I have?

    Supporting your future financial requirements You can pay into as many pension schemes as you want; it depends on how much money you can set aside. There are several different types of private pension to choose from, but in light of recent government changes the tax aspects can require careful planning. So what do you […]

  • changes to the tax year 2018/19?

    What are the changes to the tax year 2018/19?

    So, what are the changes to the tax year? It’s important to consider the tax implications of making financial decisions. The 2018/19 tax year is now upon us and a raft of new changes have come into force. The good news is that there is little change in the overall tax burden for basic-rate taxpayers. […]

  • Access My Pension

    When and how can I access my pension pot?

    Deciding what to do with pension savings – even if you’re still working. How can I access my pension pot? It might seem like a far-off prospect, but knowing how you can access your pension pot can help you understand how best to build for the future you want when you retire. On 6 April […]

  • Protecting your estate

    How do I ensure my estate is protected for my children?

    Protecting your estate If you struggle to navigate the UK’s inheritance tax regime, you are not alone. Whether you are setting up your estate planning or sorting out the estate of a departed family member, the system can be hard to follow. Getting your planning wrong could also mean your family is faced with an […]

  • Pension planning

    How do I keep my pension planning on track?

    Most over 45’s are not making plans to match their hopes for the future, according to research from Standard Life. The vast majority (86%) of those aged 45 or over are already dreaming about escaping their working life for retirement, but only 8% of the same age group have recently checked the retirement date on […]