Pensions

  • Self-Invested Personal Pension

    How does a Self-Invested Personal Pension work?

    It is essential that you start to plan for your retirement as early as possible so that you are able to live comfortably in the knowledge that your lifestyle needs are covered. This will mean careful consideration of your pension fund throughout your working life. With retirement planning, it is important to take into account […]

  • Pension planning

    How do I keep my pension planning on track?

    Most over 45’s are not making plans to match their hopes for the future, according to research from Standard Life. The vast majority (86%) of those aged 45 or over are already dreaming about escaping their working life for retirement, but only 8% of the same age group have recently checked the retirement date on […]

  • Pension after divorce

    What happens to my pension after divorce?

    First comes Marriage, then for some couples comes divorce. But a stable marriage is one of the best paths to building and maintaining wealth. Divorce, on the other hand, is expensive. Possessions, money, financial assets and debut acquired during (and sometimes before) marriage are divided between former spouses. Putting a price tag on a divorce […]

  • retirement savings

    How to decide what to do with your retirement savings

    Increasingly, more and more pensioners are keeping much of their pension invested after they retire. This means they’re faced with two very different risks when deciding what to do with their savings in retirement in a world of ‘pension freedoms’. Since April 2015, people who reach retirement have had much greater flexibility over how they […]

  • UK State Pension Questions

    UK State Pension Questions

    Many people have lots of questions about the UK State Pension  and retirement planning so we created this Frequently Asked Questions post to help answer as many questions as we can. If your question isn’t answered here call us on 0113 436 0110 or fill in our contact form we’ll be happy to help. How […]

  • Tax Relief

    What’s my tax relief this year?

    When it comes to managing money, one of the things some people find most difficult to understand is the tax relief they receive on payments into their pension. Tax relief means some of your money that would have gone to the Government as tax goes into your pension instead. You can put as much as […]

  • retirement plans

    Time to sort out your retirement plans

    Most over 45s are not making retirement plans to match their hopes for the future, according to research form Standard Life. The vast majority (86%) of those aged 45 or over are already dreaming about escaping their working life for retirement. But only 8% of the same age group have recently checked the retirement date […]

  • High rated pensions advice

    High rated pensions advice

    We’re really careful with the pensions and investments advice we give our clients. We take great pains to ensure that our advice suits the exact needs of our customers, in some cases that means that we advise that they don’t invest at all. A trusted financial advisor Because of this approach we have built up […]

  • Could an ISA be a good investment for you?

    Could an ISA be a good investment for you?

    Individual Savings Accounts (ISAs) have been around since 1999 and are tax efficient investment wrappers in which you can hold a range of investments, including bonds, equities, property shares, multi-asset funds and even cash, giving you control over where your money is invested. ISAs are a highly tax-efficient way to save or invest your money […]

  • What are my investment options

    What are my investment options?

    In the current economic climate, with interest rates still around record lows, investing in the markets could enable you to achieve an inflation-beating return and help you reach your long-term financial goals. If you’ve got sufficient money in your cash savings account – enough to cover you for at least six months’ worth of living […]