Stephen Groves

Author Archives

  • guide to investing for the future

    6 point guide to investing for the future

    Thinking about what you want to invest your finances in isn’t something you should do just on the spur of the moment, though it can be tempting if a “great” opportunity comes along. Take the time to think about what you really want from your investments and how that will help you reach your long […]

  • Are you fit to retire?

    ‘WILL I BE ABLE TO AFFORD THE RETIREMENT LIFESTYLE I WANT?’ IS A QUESTION THAT MANY PEOPLE ASK BUT STRUGGLE TO FIGURE OUT. THERE ARE MANY WAYS TO ASSESS YOUR LIKELY INCOME IN RETIREMENT AND WORK OUT HOW MUCH YOU NEED TO PUT AWAY NOW TO ENJOY THE KIND OF LIFESTYLE YOU WANT IN LATER […]

  • Financial Advice with you in mind

    Financial advice with you in mind

    FEW PEOPLE REALLY HAVE THE TIME TO UNDERSTAND THE SIGNIFICANT NUMBER OF FINANCIAL PRODUCTS ON THE MARKET AT ANY TIME. IF YOU’RE LOOKING TO INVEST, BUY A PROTECTION PRODUCT OR PLAN FOR THE LONGER TERM, EXPERT PROFESSIONAL FINANCIAL ADVICE IS ESSENTIAL TO HELP ENABLE YOU TO CREATE A FINANCIAL PLAN THAT IS REALISTIC. One of […]

  • Dead flowers

    What happens to my pension if I die?

    Nobody likes to think about death, but when it comes to financial matters and taking care of your family, it’s worth considering what will happen if you pass away unexpectedly. With the new pension freedoms introduced in 2015, there are more options available and more variables to consider, if we want to make sure that […]

  • Top performing funds

    Top performing funds for 2017 (so far)

    If you’re thinking of investing your pension pot or other savings into high-performance funds, it helps to understand exactly what’s happening in the financial markets today. No doubt you’re looking for something you can buy and hold for the long run, and preferably leave well alone until your investment matures in 5, 10 or 15 […]

  • Retirement

    Planning to retire early? You’re probably not saving enough

    Early retirement may look very appealing, particularly since the recent pulling forward of the rise in state pension age, but are you really doing enough to make it happen? Insurance company Prudential says you almost certainly aren’t. In their Intergenerational Retirement Study report, Prudential found that most workers in the UK hope to retire well […]

  • Piggy bank

    Millions to lose out as state pension age increases

    The government has recently announced that the state pension age will be increasing to 68 seven years earlier than planned. For people born after 1978, their state pension was always going to have to wait until this age, but for around seven million people who were born between 1970 and 1978, this deadline shift has […]

  • Pensions Fraud

    Government urged to crack down on pensions fraud

    Cold calling can be nuisance, it can be irritating and it for some of us it can be scary. For the most part, calls are genuine, made from genuine companies looking to sell you genuine products. However, every now and then you might receive a cold call that just doesn’t sound quite right. According to […]

  • Crackdown on pension consultants

    Crackdown on pension consultants means no more nonsense

    Consultants who advise pensions plans on where to invest trillions of pounds of scheme money are on the verge of a massive change, following a recent investigation by the Financial Conduct Authority (FCA). The investigation, a study of the asset management market, raised concerns within the FCA that competition was not working as it should. […]